Easy access

You can reach National Pay Day Loan quickly at [email protected]

No credit investigation

All we need to approve the loan is 90 days of the banking statement, 2 IDs, 3 pay stubs and a void check.

Fast service

Submit your application and let our advisors take charge of your file all from the comfort of your home.

About

  • No credit requests refused if you meet the requirements.
  • There are no credit check. No matter your credit status, you can get a loan.
  • Pay in 3, 6 or 12 installments depending on the frequency of your pay.

Send your loan request before 11:30 am, in order to get your loan deposited into your account within 30 minutes.

National Payday Loan expressly deals with money lenders licensed with the Office of Consumer Protection and respects to all local rules

We pledge to offer you a solution meeting your expectations. Our team will ensure to have a quick response.

Amount of the loan

Standard

250$
  • DIRECT DEPOSIT IN A CANADIAN BANK
  • HAVE A STABLE JOB
  • 18 YEAR OF AGE OR OLDER

Standard

300$
  • DIRECT DEPOSIT IN A CANADIAN BANK
  • HAVE A STABLE JOB
  • 18 YEAR OF AGE OR OLDER

Standard

500$
  • DIRECT DEPOSIT IN A CANADIAN BANK
  • HAVE A STABLE JOB
  • 18 YEAR OF AGE OR OLDER

Standard

750$
  • DIRECT DEPOSIT IN A CANADIAN BANK
  • HAVE A STABLE JOB
  • 18 YEAR OF AGE OR OLDER

Standard

1000$
  • DIRECT DEPOSIT IN A CANADIAN BANK
  • HAVE A STABLE JOB
  • 18 YEAR OF AGE OR OLDER

No loan is refused
because all dreams deserve to be realized

 No one is immune to financial uncertainty and few of us have enough room to manoeuver. Others want to realize a project, realize a dream or even make a major purchase. Regardless of your situation, we are committed to helping you get a fast, secure loan regardless of your credit history.

In addition, once your contract expires, thanks to your loyalty we offer you the opportunity to become a National customer. Thus, when you renew, you will have several privileges, including the possibility of obtaining a larger amount and a better interest rate.

Services

Our Rates

Our loans are minimum of 90 days an a maximum of 180 days. Lending companies partnering with us offer an approximate annual interest rate of 32% APR. If unpaid, the applicable interest rate is 2,66% per month (32% per year). A $720 loan payable every two weeks and refundable in 6 payments will be $141.97 per payment for a total amount of $847.38 and the interest of $58.54. This information is given as an example and considers the brokerage fees added to the borrowed capital. Renewing your loan does not happen automatically, you need to request it. There is a 55$ service charge for insufficient funds. In case of non-payment, a collections agency will call you. A service charge is applicable, if your loan is accepted.

Collection and Credit Score

Our company is in compliance with Canadian laws, regulations and legal standards. If a particular situation arises during your repayment period, our collection department will establish a repayment agreement with you based on your situation. Should the debtor default on one of any repayments under this contract, the creditor can demand full payment of any outstanding balance, capital, interest and costs. All judicial and extrajudicial costs that could be reasonably incurred by the creditor as a result of defects in a contract by the debtor, will be claimed and returned to the creditor from the debtor. In the event that no payment agreement is possible between the debtor and the creditor, the creditor may assign the file to a collection agency, which may affect the debtor’s credit rating/score.

Be responsible !

Used responsibly, short term loans may be the right solution for you.
However, short term loans have higher rates of interest and fees than loans obtained through a local chartered financial institution. This type of service should be used as infrequently as possible or in the case where no other alternative solution, at lower rates of interest, are available to you.Taking out several loans of this nature will burden you with debt and lead to serious financial trouble.

Renewal

Our loans are renewable!

You can only apply for another loan if you are in the 10th week of a 12-week repayment plan or in the 5th week of a 6-week repayment plan.

To apply for another loan you must supply:

  • Three pay stubs
  • An up-to-date bank account statement (90 days)

You will have the funds in your bank account the same day should we receive your request before 10:30 a.m.

Loan Renewal

FILL OUT AN APPLICATION FOR A LOAN!

 

REQUESTED AMOUNT

YOUR INFORMATION

FAMILY REFERENCE

REFERENCE



OTHER INFORMATION

WARNING!

IF YOU DECLARE BANKRUPTCY OR A CONSUMER PROPOSAL BEFORE THE END OF YOUR CONTRACT, YOU MAY BE CHARGED FOR FRAUD UNDER THE BANKRUPTCY AND INSOLVENCY LAW.

YOUR EMPLOYER

TERMS AND CONDITIONS

I confirm that all of the information I have provided is current and accurate and that I understand and accept the terms and conditions.

 
Be 18 years and over
 
Be a Canadian citizen
 
Receive a pay by direct deposit
 
Have a steady job for the last 6 months